Terms of Service

1. Acceptance of Terms

By accessing and using Ningi (“the Service”), you accept and agree to be bound by the terms and provision of this agreement.

2. Use at Your Own Risk

IMPORTANT DISCLAIMER: Tools and calculations provided are for informational purposes only.

  • Any calculations provided are estimates and should not be considered as professional tax advice
  • You use this service at your own risk and responsibility
  • Always consult with qualified tax professionals and solicitors before making any decisions
  • Ningi makes no warranties about the accuracy, completeness, or reliability of any calculations
  • Tax laws and regulations change frequently – ensure you have the most current information

3. Limitation of Liability

To the fullest extent permitted by law, Ningi shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of this Service, including but not limited to:

  • Any errors in calculations or recommendations
  • Any decisions made based on the tool’s output
  • Any financial losses resulting from use of the Service
  • Any business interruption or data loss

4. Professional Responsibility

If you are a financial adviser using this service:

  • You remain solely responsible for all advice given to your clients
  • You must verify all calculations independently
  • You must ensure compliance with FCA regulations and your firm’s procedures
  • This service does not replace your professional judgment or due diligence

5. Data and Privacy

Your use of this Service is also governed by our Privacy Policy. By using the Service, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Ningi and its licensors.

7. Modifications

Ningi reserves the right to modify or replace these Terms at any time. Continued use of the Service after any such changes constitutes your consent to such changes.

8. Governing Law

These Terms shall be interpreted and governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the English courts.

9. Contact Information

For questions about these Terms, please contact us at legal@ningi.co.uk

Last updated: January 2025