AML Checks Without the Faff: SmartSearch Inside Ningi

Anti-Money Laundering checks are non-negotiable in financial advice. But for most firms, they're also a significant time sink — logging into a separate system, copying client details across, running the check, downloading the certificate, uploading it back to the CRM. Every step is friction. Every step is a chance for error. Ningi integrates SmartSearch directly into the client account dashboard. Once connected (a one-time setup where you provide your SmartSearch API credentials), an AML widget appears on every client record. Click "Run ID Check" and the system pulls the required data — name, date of birth, address, gender, contact details — directly from the client's fact find. No re-entering. No copy-pasting. The widget adapts to account type automatically. Private accounts show both clients. Business accounts show the Sole Trader, Partners, and Company Directors. Trust clients show Trustees, Beneficiaries, and Settlors. Every contact that needs verification is right there. If the standard electronic check can't verify the client, SmartSearch automatically triggers an extended check — contacting the client via email or text with a secure link to upload additional ID documentation. Manage polls for updates every 30 minutes, and you can check progress manually any time. When verification completes, the certificate is stored directly in the client's document record with full version history. Potential fraud alerts trigger both an email notification and an automatically assigned task — "Investigate [name] — potential fraud alert" — so nothing falls through the cracks. The whole process takes seconds where it used to take hours. And because it's integrated, the AI can reference AML check status when generating compliance documentation. One data layer, one system, one click.